01
One carrier. One processor. One system.
When your one market is not competitive on a deal, you do not lose the margin. You lose the client. Everything you can offer is whatever that single relationship happens to be good at this quarter.
The agency model, rebuilt
Everything you
do not have now.
This page is the whole pitch. On the left, what most independent agents are living with. On the right, what we changed and why it matters to your income.
What you are stuck with
Five things almost every independent agent deals with.
02
One product into a six product relationship.
The dealer you write the garage policy for is also buying open lot, a bond, service contracts, a full F&I menu, and card processing on every down payment. Somebody sells them all of it. It just is not you.
03
Vesting schedules and moving splits.
Three to five years before the residuals are actually yours, a clause that takes them back if you slow down, and a rate that can be trimmed by memo. You are renting your own book.
04
A lump sum statement you cannot check.
One number a month, no merchant level detail, and no way to tell whether it is right. Most agents have never once been able to audit their own income.
05
No training, no marketing, no back office.
You are the salesperson, the underwriter's assistant, the compliance department and the person chasing paperwork. All of that is time you are not selling.
What we do instead
Six answers, and none of them cost you anything to try.
We are not locked to one provider.
Multiple markets on the insurance side, multiple processors on the payments side. We shop the deal instead of forcing your client into the only door we have. You stop losing business because one carrier had a bad appetite that month.
Seven lines off one appointment.
Merchant services, dealer insurance, vehicle service contracts, ValueShield, the F&I menu, surety bonds and AgentCare. Sell one or sell all of them. Same clients either way.
We direct the business and set it up.
Markets, underwriting legwork, boarding, billing, claims, compliance. You bring the relationship and stay the name in the room. The admin is never yours.
Switching is our job, not your client's problem.
We handle the move, the paperwork, and the timing so nothing goes down and nobody at your client's front counter has a bad week because of it.
Training and support that is a person, not a queue.
F&I menu training for your dealers, product training for you, compliance backing on everything we put in front of a client, and somebody who answers.
You own the residuals. Vested day one.
The economics of every account you originate are yours, in writing, from the day it boards. No schedule, no clawback for slowing down, no split that moves without your agreement.
The shelf
Seven lines. Same clients.
You do not have to sell all of them. Most agents lead with whichever one their book is already sitting on, then add the rest as the relationship opens up.
Merchant Services
Card processing for any business that takes a card. One statement review shows a merchant exactly what they are overpaying, in their own numbers.
You earn Monthly residual on every merchant you board, for as long as they process.
Dealer Insurance Program
The whole dealership account: garage liability, open lot and inventory, work comp, commercial auto, EPLI, cyber, property. A class most agencies cannot place.
You earn Recurring share of commission on every account, for as long as it renews.
Vehicle Service Contracts
A month to month VSC dealers offer in F&I. Affordable for the customer, a profit centre for the store, easy to say yes to on the desk.
You earn Upfront on every contract plus a monthly residual while it stays active.
ValueShield Diminished Value
Protection that pays the customer more at trade in when an accident hits the vehicle history report. Over 90% of accidents are not total losses.
You earn Menu product commission on every contract sold.
F&I Protection Suite
GAP, tire and wheel, appearance protection, theft deterrent and GPS, prepaid maintenance. The full dealer protection menu.
You earn Commission on every line your dealers add to their menu.
Surety and Dealer Bonds
Every dealer needs a bond before the state will license them. About five minutes to apply.
You earn Commission on every bond, and the fastest first sale in the stack.
AgentCare Essentials
A white labelled vehicle protection membership an agency offers its own personal lines book, under the agency's brand, run by us.
You earn Monthly recurring membership income off a book you already have.