Payments
More than one processor and more than one platform, so pricing model, funding time and hardware can all be matched to how the business actually runs. Surcharge, dual pricing or straight interchange plus.
Everything on the shelf
Seven lines. Many markets
behind each one.
You are not selling one company's product here. Every line below sits on a panel of providers, and we price your client across all of them before anybody quotes anything. You get the best outcome and the reason it is the best outcome.
7revenue lines off one appointment
Panelof markets behind every single line
0of the admin lands on you
1relationship you already own
How it actually gets placed
We analyse the client, then send them where they do best.
This is the part that makes the shelf worth having. A long product list is useless if you still have to guess which one fits. You do not guess here.
01
You send us the situation, not a lead.
Who the client is, what they have now, what they pay for it, and what is annoying them about it. A statement, a dec page, a renewal summary. We never contact your client and nothing moves until you say so.
02
We run it across the whole panel.
Every line on our shelf has more than one market sitting behind it. The same merchant gets priced by several processors. The same garage risk goes to several carriers. The same F&I menu gets quoted by more than one administrator. Nobody gets forced into the only door we happen to have.
03
You get the winner and the reason it won.
Not just a number. Where it beat what they have, where it did not, what the tradeoff is, and which market we would put them with if they care more about price than service or the other way round. You walk into that meeting knowing more than the incumbent does.
04
If nobody beats what they already have, we tell you that.
That happens, and we say it plainly. An agent who only ever hears yes cannot trust anything we send. The whole point of a panel is that it sometimes tells you to leave the account alone.
What multi provider actually means
Not a slogan. A panel, per line.
Any group can say they are independent. What matters is whether there is a second market to go to when the first one says no or prices badly. There is, on every line.
Dealer property and casualty
A panel that includes markets willing to write garage liability, open lot and inventory. This is the class most agencies get declined on, and it is the reason a lot of agents come to us in the first place.
F&I and vehicle protection
More than one administrator behind the menu, so a store that got burned on claims handling somewhere else has somewhere else to go.
Surety and bonds
Multiple surety markets, which matters most on the dealers who are hard to bond and know it.
The full shelf
Every line, who buys it, and what it pays you.
You do not have to sell all seven. Most agents lead with whichever one their book is already sitting on, then add the rest as the relationship opens up. Same clients, more of the account.
Merchant Services
Who buys it Any client who takes a card. Dealers, restaurants, contractors, medical, retail, your whole commercial book.
Card processing for any business that takes a card. One statement review shows a merchant exactly what they are overpaying, in their own numbers.
What we do behind it We pull the statement, calculate the true effective rate, and shop it. You get a side by side with the incumbent and a plain reason the winner won.
You earn Monthly residual on every merchant you board, for as long as they process.
Dealer Insurance Program
Who buys it Independent and franchise dealerships, wholesalers, repair and body shops, anyone with vehicles on a lot.
The whole dealership account: garage liability, open lot and inventory, work comp, commercial auto, EPLI, cyber, property. A class most agencies cannot place.
What we do behind it We do the submission, the market selection and the carrier back and forth. You stay the name on the account.
You earn Recurring share of commission on every account, for as long as it renews.
Vehicle Service Contracts
Who buys it Any dealer selling used inventory, and any agent who already talks to dealers about something else.
A month to month VSC dealers offer in F&I. Affordable for the customer, a profit centre for the store, easy to say yes to on the desk.
What we do behind it We set the store up with the administrator, train the desk, and handle the admin so the product actually gets presented.
You earn Upfront on every contract plus a monthly residual while it stays active.
ValueShield Diminished Value
Who buys it Dealers running an F&I menu, and personal lines agents who want a product their auto clients have never been offered.
Protection that pays the customer more at trade in when an accident hits the vehicle history report. Over 90% of accidents are not total losses.
What we do behind it We supply the menu material and the training so the product survives contact with a real F&I office.
You earn Menu product commission on every contract sold.
F&I Protection Suite
Who buys it Dealerships of any size, from a five car lot to a full store.
GAP, tire and wheel, appearance protection, theft deterrent and GPS, prepaid maintenance. The full dealer protection menu.
What we do behind it We build the menu, handle the paperwork with each provider, and keep the store compliant.
You earn Commission on every line your dealers add to their menu.
Surety and Dealer Bonds
Who buys it Every licensed dealer in the country, plus anyone applying for a licence this year.
Every dealer needs a bond before the state will license them. About five minutes to apply.
What we do behind it We run it across the surety markets and come back same day on most applications.
You earn Commission on every bond, and the fastest first sale in the stack.
AgentCare Essentials
Who buys it Agencies with a personal lines auto book they have never monetised beyond the policy itself.
A white labelled vehicle protection membership an agency offers its own personal lines book, under the agency's brand, run by us.
What we do behind it We run the whole programme under your agency's brand. Billing, fulfilment, service. You market it to a book you already own.
You earn Monthly recurring membership income off a book you already have.
On licensing
The insurance lines require the appropriate licence in the states you write. The payments, vehicle protection and F&I menu products are not insurance, so they do not touch your carrier appointments at all and no insurance licence is required to refer or sell them. If you are unlicensed today, that is where most people start.
Next
Pick one account and let us prove the panel.
Send us one client and one statement. We will run it across the panel and come back with what they should be paying, what you would make on it, and which of the seven lines that same client is most likely to buy next.